Nice work! We recommend reviewing your insurance every 12-18 months so your cover accurately reflects your needs and lifestyle.
It’s probably time for a review. We recommend reviewing your insurance every 12-18 months so your cover accurately reflects your needs and lifestyle.
It’s probably time for a review. We recommend reviewing your insurance every 12-18 months so your cover accurately reflects your needs and lifestyle.
It’s worth checking which cover(s) you have so you know what you’re protected for.
Great! It 's important to understand the factors that contribute to your premium so you know what you 're paying for.
The 4 main factors that determine your premium are your personal risks, your age and gender, your level of cover and whether you 've chosen stepped or level premiums.
Excellent! It 's important to understand why your premiums can increase as you can control some of the factors.
Your premiums can increase due to three main factors - the options you 've chosen (e.g. stepped premiums), industry factors (e.g. rising claims) and general economic factors (e.g. low interest rates).
Pat yourself on the back! This is an important thing to understand as it impacts your cost of insurance over the long term.
The way your premium is structured can make a big difference to how much you pay for your insurance over the long term.
It 's actually false. From the minute you take it up, as long as you pay your premium, we can’t remove benefits from your policy. Any changes to your cover can only be in your favour.
That’s right. As long as you pay your premium, we can’t remove benefits from your policy.
Things aren 't that black and white. A lot of thought, consideration, and empathy also goes into our claims process and we don 't decline claims lightly.
Go behind the scenes with some real-life stories, to show you what happens at claim time
In fact, OnePath pays around 93% of all claims lodged. We only decline claims in rare circumstances.
In fact, OnePath pays around 93% of all claims lodged. We only decline claims in rare circumstances.
Correct! OnePath pays around 93% of all claims lodged. We only decline claims in rare circumstances.